Leasing Or Buying A Chrysler, Jeep, Dodge, and RAM

lease vs buy a Chrysler, Jeep, Dodge or RAM

Leasing vs Buying Your Next Chrysler, Jeep, Dodge or RAM

If there is anything tougher than making a financial decision for your next car, then it’s getting to be choosing between the purchase or lease deals for your next Chrysler, Jeep, Dodge, or RAM (CJDR). We at Kearny Mesa Chrysler Dodge Jeep Ram dealership, understand the importance of addressing such specific issues of each customer.

Every customer is different, and we would definitely like to help you in the best possible way to guide you to make the best decision while choosing your next new vehicle.

For more information please visit our Kearny Mesa Chrysler Dodge Jeep Ram New Vehicles Specials.

Buying or leasing: it’s a difficult call and a hard decision to make. That’s why we provide both traditional financing for car purchase and a number of CJDR lease specials to meet your car purchase or leasing needs. Here is a brief summary of buy vs. lease and a list of benefits for each.



Each option comes with its own pros and cons. Here are some top benefits of buying that you should know.

Ownership : When you buy a vehicle, you are building equity. Once you pay off the loan amount, the vehicle is all yours. Keep it as long as you want, or sell it for an instant cash value. Although the car value depreciates, it does offer you cash value while trading off or selling.

Payments : Hate the idea of hefty and upfront payments? Then buying might not be a preferred option for you. Because you are going to own a vehicle, you will have to make an upfront down payment and a comparatively higher monthly payment than Kearny Mesa Chrysler Dodge Jeep Ram lease deals.

Customizations : When you buy a vehicle, you can make any modifications to it whenever you want. Just go through the company’s policies, so you don’t void the warranty.

Gap Coverage : The idea of having a GAP coverage included is certainly beneficial for you. However, it doesn’t come with your vehicle purchase. Instead, you can choose GAP coverage and add it to your vehicle insurance so that it can be rolled into your monthly payments.

No Yearly Mileage Limit : You have no mileage restrictions when you buy a car.

End Of Term : For vehicle purchase, the “end of term” means the end of your auto loan. This means you own the vehicle after you have completed the payments, and you can always sell or trade off your car as you please.


Top benefits of selecting lease deals are outlined here.

Low Monthly Cost : With the Kearny Mesa Chrysler Dodge Jeep Ram Dealership lease option, your monthly payment is usually lower since you are only paying for the vehicle price set by the dealer. The cost of your new CJDR car lease is calculated based on the actual car price and the depreciation value at the end of the lease term. Unlike the buying option, your CJDR lease deals don’t involve a loan or a down payment.

Added Gap Coverage : Your Kearny Mesa Chrysler Dodge Jeep Ram car lease includes GAP or Guaranteed Auto Protection coverage. Having this coverage for your new car will provide you a peace of mind in the event of car damage, theft or total loss.

Tax Savings : Many states in the U.S. have tax laws that allow businesses and individuals to deduct monthly leasing payments as an expense. Plus, individuals get a tax break too as they only pay for the vehicle price. Even self-employed individuals can enjoy the privilege of using their monthly Kearny Mesa Chrysler Dodge Jeep Ram lease payment as a business expense.

End Of Term : Most lease terms last for about 24 to 36 months. At the end of each lease term, you have the option to renew, choose a new lease agreement for a new vehicle or just return your car to end the lease unless you select the purchase option for the same car.

Low Maintenance Cost : When it is leasing, you don’t have to worry about the associated cost with repair and maintenance. The cost of basic car maintenance, oil change, and servicing are minimal.


Now It’s Time to Decide:

Ask yourself this: do you love changing your car often and hate a huge upfront payment? Customers who love new cars every few years and don’t like paying a significantly high amount every month or hate the idea of a longer finance term may like the idea of leasing a vehicle. Kearny Mesa Chrysler Dodge Jeep Ram lease deals offer a flexible lease term option, so customers can make an educated decision while choosing a lease deal.

If your answer is “no” to the above question, then purchasing a car is your best option. Once you have settled on the CJDR model you want, check out our specials, lease deals, and all current offers to see what works best for you. We offer a variety of incentives, that are updated monthly, for both leasing and car buying financing option. We recommend customers to contact our local dealers to learn more about the ongoing offers available in their location.

No matter what you choose: lease or buy, our sales experts will assist you all through your new car purchase or leasing journey. Call us or contact us when you are ready and we’ll put our expertise to work for you.

Buying or Leasing in San Diego, CA 92111 -Chrysler Leasing Deals – Jeep Lease – Dodge Lease – Ram Lease

Customer Reviews

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DealerRater May 8, 2021

Thank you for honoring oil change coupon , it saved me money. The only complaint is it took 3 hours for the oil change. Overall the service was great . Thank you Zachary

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DealerRater May 8, 2021

Every time I have my Dodge Ram serviced at Kearny Mesa Chrysler Dodge I receive excellent service. I always schedule early in the morning, and I am done in an hour. They recently remodeled their waiting room and it was a pleasant surprise. Very personable staff, and courteous.

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Cars May 5, 2021

I had a great, enjoyable and amazing experience!! Jeff made the process simple and super friendly!

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DealerRater May 5, 2021

Excellent service! I had a great experience from beginning to end. They listen and offered me the best! Specially Jeff Salimi! 🤩 He answered all my questions and got me the best deal!!! I am telling all my friends! Thank you Jeff!! 🏆

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DealerRater May 2, 2021

Bill took my call at five minutes before close about my wife’s Liberty throwing the serpentine belt. Had it towed to the dealership that night. Left my info at the overbite box and Bill reached out first thing the next morning. Got the parts I needed and had me on the by 6pm. Never had a bad dealing t this dealership and I recommend them to my friends that drive JEEP and DODGES.

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Cars May 1, 2021

Ron Noori was instrumental in getting this sale. He made the buying process feel comfortable and wasn't pushy. He listened, instead of just waiting for his turn to speak. And he connects on a human level. Rare. Kearny Mesa- keep him around

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DealerRater May 1, 2021

Awesome job and even saved me $$. Fonzi was a wonderful service department rep. Very warm and sincere. My go to place for all my Jeep services.

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Cars Apr 24, 2021

ZacK is great! So helpful in the service department 10/10

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Cars Apr 19, 2021

Everything went well! Eduardo was very helpful going through the buying and explaining the new functions of the new Jeep!

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Cars Apr 15, 2021

Everything was fine from scheduling an appointment to picking up my Jeep after repaired. i purchased my Jeep from them 3 years ago and have recommended friends.

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Cars Apr 15, 2021

Everything went well. Only complaint I would make is the techs need to remember to reset the oil change light after the service is complete.

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8010 Balboa Avenue • San Diego, CA 92111

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Today's Hours:

Open Today! Sales: 9am-7:30pm

Open Today! Service: 8am-4pm

Kearny Mesa Chrysler Dodge Jeep Ram 32.8221851, -117.1527094.