Should I Buy or Lease My Next Car?

RAM financing

If car financing makes you uneasy, don’t worry. Kearny Mesa Chrysler Dodge Jeep® RAM and our Jeep finance center serving San Diego, CA will explain how Jeep financing works, and help you find the best deal on the Jeep SUV, RAM truck, or Dodge sedan you’re interested in.

When You Should Lease

When you search “new cars near me” and visit our local Chrysler dealership, we’ll sit down and discuss whether it’s best for you to buy or lease your next vehicle. A lease scenario implies “temporary ownership” – that is, you’ll drive the car for a three-year term and then return the car to us when the terms ends. At this point you can decide whether to extend your lease, purchase the car, or just walk away.

Advantages to leasing include lower monthly payments, driving a new vehicle every few years, and not worrying about selling the car.

Reasons to lease, at a glance:

  • Opportunity to drive a different vehicle every few years
  • Lower monthly payments and down payment
  • Drive less than 10,000 miles per year

When You Should Buy

If you’re thinking about buying an automobile, the experienced team at Kearny Mesa Chrysler Dodge Jeep RAM will lend a hand. Many people prefer to buy a vehicle because pride of ownership is important – specifically, the idea of owning a car, paying it off, and driving without a car payment.

Another big advantage to vehicle ownership is the ability to personalize the car as much as you’d like. Custom wheels, different options packages, performance enhancements – anything you want to do, you can. Also, when you own a car you needn’t worry about mileage restrictions.

Reasons to buy, at a glance:

  • Pay off the vehicle and drive with no car payment
  • Personalize as much as you want
  • No mileage restrictions

Financing at Our Dealership

Once you’ve decided, our Dodge dealership serving San Diego, CA will go above and beyond to ensure you get the best deal. Regardless of your credit situation, we’ll work hard to get you approved and behind the wheel of a new car. Our online credit approval process is fast, easy, and fair – and once you’re approved, we’ll talk further about a financing plan that best fits your budget. Plus, you can take advantage of the regular specials we have for many of the vehicles in our inventory.

Talk with Our Nearby RAM Dealers Today

San Diegans trust our RAM dealership to offer a huge selection of top-flight new and used cars near Escondido, CA. Plus, we’re respected for our flexible leasing and buying options. Contact our local Jeep dealers today and let’s discuss whether leasing or buying is the right choice.