Earning a Bad Credit Car Lease Near National City, CA

If you have poor credit, the possibility of purchasing or leasing a car may seem slim. However, our team at Kearny Mesa Chrysler Dodge Jeep® RAM is pleased to share that obtaining a bad credit car lease is a real possibility and we would be delighted to walk you through the process. Learn about car leases at our Jeep National City dealership and discover how you can improve your credit score before your arrival.

Leasing 101

When you choose to lease a RAM 1500, you are essentially “borrowing” the truck for a set period of time, usually three years. There are many benefits to this arrangement, including lower monthly payments when compared to buying and less of a need to add a down payment.

Leasing is ideal for drivers who don’t have a long commute, as there are mileage caps, and that aren’t planning to customize their next car. If you are passionate about having the latest automotive technology, a car lease allows you to upgrade to the newer model year at the end of the lease or try a completely different model altogether.

About Your Credit Score

Lower credit scores tend to result in higher monthly lease payments. This number is impacted by a variety of factors, including your history of making payments on time and how many credit accounts you have recently opened.

It is also affected by how much of your available credit that you are using and the diversity of your credit accounts. If you’d like to work on improving your score, we recommend paying all of your current bills on time and paying off your debt as much as you can.

Be sure to get a current copy of your credit report and ensure that there are no inaccuracies.

The experienced team in our finance department is ready to find a payment arrangement that will work with your budget, no matter what your credit score is. We hope to see you at Kearny Mesa Chrysler Dodge Jeep RAM soon!