Finance Your Next Vehicle at Kearny Mesa Chrysler Dodge Jeep® RAM

Car Loans

Kearny Mesa Chrysler Dodge Jeep® RAM is home to a top-shelf inventory of new and pre-owned trucks, SUVs, and sedans. We’re also one of the foremost automotive financing destinations in Southern California, with the goal of ensuring that every customer’s unique financial needs are met with a personalized solution.


Benefits to financing with us:

-Big inventory of new and pre-owned vehicles

-Strong relationships with numerous financial institutions

-Several helpful online tools

-Friendly, knowledgeable financing team


Our Finance Department

Our Dodge finance center serving Escondido, CA offers all of the tools needed for a hassle-free financing experience. Visit our website and you’ll find helpful FAQs covering different finance topics, along with a straightforward, no-frills financing application. Plus, our online “value your trade” page provides an accurate purchase price for your current car – an estimate you can plug in to our “payment calculator”, which lets you explore different scenarios and determine the combination of factors that best meets your monthly payment requirements.


As a leading Jeep dealer serving Carlsbad, CA, we also maintain strong relationships with local and national financial institutions, allowing us to shop around for the best-available rates that match with your credit score.


About Car Loans

Car loan basics:

-Your credit score determines the interest rate(s) you qualify for

-Typical loan length is 12 – 72 months

-The size of your down payment affects the amount of your monthly car payment

-Financing incentives might be available, depending on eligibility

-Lease vs. purchase is a topic we’ll discuss


It’s not uncommon for the word “financing” to conjure up restless feelings in prospective car buyers. But when you visit our Chrysler dealership in San Diego, CA, you’ll find that we endorse a comfortable, productive path towards obtaining the car loan that suits you best. A big part of our approach is explaining all phases of the financing process, from credit score and interest rates to down payment and loan terms.


With help from our finance department, you’ll be able to pair your credit score with the best-available interest rate, and determine how much money to put down in order to reach a monthly payment amount that best suits your budget. We’ll also discuss loan length, which varies from 12 – 72 months, and explore the financing incentives that may be available for your favorite new Dodge SUV or pre-owned Chrysler minivan.


Talk With Us Today About Automotive Financing

Navigating to our nearby Dodge dealership for high-quality “new cars near me” also means enjoying competitive, stress-free automotive financing. Regardless of your credit score, purchase history, and new/pre-owned preference, be assured that our local car dealers will help you find the right car at the right price.