Financing a Jeep® Vehicle at Kearny Mesa Chrysler Dodge Jeep RAM

When it comes to purchasing your next Jeep® SUV, you’ve got options at Kearny Mesa CDJR. The Jeep financing team at our RAM San Diego dealership can’t wait to walk you through the process and discuss your options with you.

Loan Term Options

A loan term is the amount of time you have to pay back the money you borrowed through Jeep financing. The most common term is 72 months or six years, meaning 72 payments are expected throughout this timeframe. The second most common is 84 months or seven years followed by 60 months or five years.

Drivers choose their loan terms based on a few factors. A longer loan term usually means lower payments since the total amount is spread out through a longer period of time.

However, interest rates are much higher with extended loans (so you’ll end up paying more overall) and being locked into an agreement will make it difficult to purchase a new model when the time comes.

What to Expect with Jeep Financing

If you choose to finance a Jeep Compass, you will sit with our finance team and find a payment arrangement that works for you. Your interest rate will be determined by factors including your credit score, income, and the length of your loan.

Higher credit scores get lower interest rates and vice versa. To lower the total amount of your car loan, you may choose to trade in your current model.

If you plan on doing this, be sure to arrive with your vehicle cleaned out and all your ownership documents. Our team will appraise it and provide a fair value based on its total worth.

We look forward to working with you at Kearny Mesa Chrysler Dodge Jeep RAM. Start the buying process today!